I’m Michael Ayoub, a Solution Architect and Innovation Leader with over 15 years of experience delivering complex, scalable, and secure technology solutions across fintech, banking, aviation, and enterprise platforms. I specialize in digital transformation, payment systems, enterprise architecture (TOGAF), and product development, with hands-on leadership across B2B, B2C, and microfinance ecosystems. Having held senior roles in companies like Sharjah Airport, Banque Misr, Fawry, and CashCall, I bridge business goals with cutting-edge technology, driving innovation, operational efficiency, and regulatory compliance. Passionate about aligning IT strategy with business value, I thrive in dynamic, cross-functional environments and continuously explore emerging tech to fuel growth and competitive advantage.
Sharjah International Airport., Sharjah, United Arab Emirates
<u...Sharjah International Airport., Sharjah, United Arab Emirates
CashCall Inc., International, Remote
(Projects: Paymen...
CashCall Inc., International, Remote
(Projects: Payment Gateway, B2B, B2C, B2M, Bill Payment, IT DR Revamp, Super App Revamp, Card Acceptance Module, BNPL Integration, Infrastructure Upgrade, Device Management Update, QA Review and Customer Acceptance, Microfinance) Budget 135M EGP
Banque Misr, Dubai, United Arab Emirates
(Projects: Card Management...
Banque Misr, Dubai, United Arab Emirates
(Projects: Card Management System, ACS/3DS, SMS GW, Middleware, Mobile Wallet and Internet Banking, Acquisition and POS Management)